Terms of Use

Effective Date: 21/09/2026

These Terms of Use (the "Terms") are issued by Monetyra ("we," "us," or the "Provider") to set out the conditions for accessing and using the website https://www.monetyra.com/ and the content published through our channels (collectively, the "Website"). By accessing or using the Website, you (the "User") are deemed to have read, understood, and agreed to be bound by these Terms. If you do not accept any part of these Terms, please stop using the Website immediately.

These Terms operate together with our Privacy Policy, which is incorporated into these Terms by reference. In the event of any conflict between the two documents with respect to the processing of personal data, the Privacy Policy shall prevail.

1. Nature of Service & Disclaimer

Our Website is a media platform created solely to provide information, news, and education on finance and investing. We do not provide financial, investment, or trading services, or investment advice of a kind requiring a license under applicable law, and we do not accept clients on our own behalf or on behalf of any third party.

All content on the Website, including articles, analysis, data, charts, or opinions, is provided for general informational purposes only. It does not constitute investment, financial, or tax advice, and should not be relied upon as the sole basis for any investment decision or transaction. Users should seek further information and consult a licensed professional before making any investment decision.

We do not warrant the accuracy, completeness, or currency of the content on the Website, and we will not be liable for any loss or damage, direct or indirect, arising from the use of, or reliance on, such content.

2. Intellectual Property

2.1 Ownership

All content on the Website, including but not limited to logos, trade names, text, articles, analysis, graphics, images, video, audio, source code, page layout/UI design, and database structures (collectively, the "Content"), is the intellectual property of ours or of our licensors, and is protected under applicable intellectual property law, including copyright law, trademark law, and other applicable laws.

2.2 Prohibited Actions

Users agree not to do any of the following, in whole or in part, without our prior written consent:

  • Reproduce, copy, adapt, modify, or publish the Content for commercial or public purposes.
  • Plagiarize, or use any analysis, data, or work on the Website while falsely claiming it as one's own or another person's work.
  • Use our logos, trade names, or trademarks without authorization.
  • Use technical methods (such as web scraping, bots, or crawlers) to collect Content from the Website in bulk or systematically, unless authorized in advance.
  • Remove or alter any copyright, trademark, or other rights notice appearing on the Content.

2.3 Fair Use

Users may access, read, and share links to Content on the Website for personal, non-commercial use, provided the source is clearly attributed and the intellectual property value of the Content is not undermined.

2.4 Infringement

If we find that intellectual property rights under this section have been infringed, we reserve the right to take action under applicable law, including seeking damages and injunctive relief.

3. Registration and Use

Where the Website offers a function to register for updates or to create a user account, you agree to provide information that is accurate, true, and current, and we will be responsible for maintaining the confidentiality of your login credentials (if applicable). The collection and processing of such data is governed by our Privacy Policy.

4. Prohibited Uses

Users agree not to use the Website in any of the following ways:

  • Using the Website for any unlawful purpose or in violation of public order or good morals.
  • Publishing false information, defaming others, or creating misunderstanding about the content of the Website.
  • Attempting to gain unauthorized access to the Website's systems, servers, or databases.
  • Distributing viruses, malware, or code harmful to the Website's systems or to other users.
  • Using the Website in a manner that disrupts or interferes with its operation.

We reserve the right to suspend or terminate the access of any User who violates these prohibitions, without prior notice.

5. Links to External Services

The Website may contain links to third-party websites or services, such as brokers, trading platforms, or financial institutions. Such links are provided for convenience only. We do not control, and are not responsible for, the content, accuracy, privacy practices, or security of such third-party websites or services. Accessing such websites is at the User's own risk.

6. Limitation of Liability

To the fullest extent permitted by law, we will not be liable for any direct, indirect, consequential, or punitive damages, or for any loss of profit, revenue, data, or business opportunity, arising from or relating to:

  • Use of, or inability to use, the Website.
  • Reliance on the content or information on the Website.
  • Any investment decision or transaction made in reliance on content on the Website.
  • Errors, delays, or interruptions of the system.
  • Acts of third parties linked to the Website.

7. Indemnification

Users agree to indemnify, defend, and hold harmless us, our directors, employees, and agents from any claims, damages, liabilities, costs, and legal fees arising from a User's breach of these Terms or from a User's misuse of the Website.

8. Amendments to These Terms

We reserve the right to amend or update these Terms from time to time. Any revised version will take effect immediately upon publication on the Website, together with its effective date. Your continued use of the Website following any such amendment constitutes your acceptance of the revised Terms.

9. Termination of Service

We reserve the right to suspend or discontinue the Website, in whole or in part, whether temporarily or permanently, without prior notice, and we will not be liable for any damage arising from such suspension or discontinuation.

10. Severability

If any provision of these Terms is held to be unlawful, void, or unenforceable, the remaining provisions shall remain in full force and effect.

11. Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the country in which the Provider is registered as a legal entity, without regard to its conflict-of-laws principles. Any dispute arising out of or relating to these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of the country in which the Provider is registered as a legal entity.

12. Contact Us

If you have any questions about these Terms of Use, please contact:

Email: [email protected]