Swastika Investmart Review: Brokerage, Features & Safety
Swastika Investmart is an established Indian financial services firm operating as a full-service stockbroker with exchange memberships across the country’s primary trading bourses. Selecting a brokerage partner requires analyzing trading costs across delivery and derivatives segments, depository charges, and regulatory standings. This Swastika Investmart review examines the broker across key areas, including statutory compliance, fee schedules, digital trading interfaces, and fund settlement timelines. You’ll see where the broker offers good value and where active traders face trade-offs.
Our verdict: Swastika Investmart scores 4.1/5 in this Swastika Investmart review. It may suit investors who want research calls, branch support, and a relationship manager, but its 0.30% delivery brokerage costs more than flat-fee discount brokers.
Swastika Investmart Review Overview
- Broker Type: Full-service stockbroker and depository participant
- Founding Year: 1992
- Depository Participant: Central Depository Services (India) Limited (CDSL) and National Securities Depository Limited (NSDL) under DP ID IN-DP-115-2015
- Active Client Base: Nationwide investor network served across physical branches and digital trading applications
- Official Website: Swastika Investmart
Note: This link leads to Swastika Investmart’s official website. Monetyra does not offer account opening or direct financial transaction services. Investing carries significant risk — please check the broker’s registration on SEBI’s register before use.
Disclaimer: This website’s content is provided for informational and educational purposes only. Swastika Investmart Limited is registered with the Securities and Exchange Board of India (SEBI) under SEBI Reg. No. INZ000192732. Investing in securities and derivatives is regulated by SEBI, but investing carries risk from market volatility, and investors may lose their entire capital. Please read the broker’s risk disclosure documents and assess your risk before investing.
Pros and Cons of Swastika Investmart
Pros
- Dual depository access through CDSL and NSDL with integrated demat and trading services.
- Multiple exchange memberships covering equity, derivatives, currency, and commodities trading on the National Stock Exchange (NSE), BSE Limited (BSE), Multi Commodity Exchange (MCX), and National Commodity & Derivatives Exchange (NCDEX).
- Eligible Basic Services Demat Account (BSDA) holders pay no annual maintenance charge on holdings up to ₹4 lakh, in line with SEBI’s current BSDA rules.
- Research recommendations, daily morning market reports, and dedicated relationship manager assistance.
Cons
- Traditional percentage brokerage model applies 0.30% of turnover on equity delivery rather than a flat discount model.
- The depository participant sell fee is ₹17 + Goods and Services Tax (GST) or 0.02% of transaction value (whichever is higher) per scrip debited.
- Web trading and back-office portals present occasional slower data refresh speeds during peak trading volume spikes.
- Customer support is accessible during specified daily windows rather than round-the-clock trading desk hours.
Swastika Investmart Broker Review Score
| Category | Score | Notes |
|---|---|---|
| Safety and Regulation | 4.2/5.0 | Holds active SEBI registration, depository participant accreditations, and multi-exchange memberships. |
| Pricing and Fees | 4.2/5.0 | Employs turnover-based brokerage schedules alongside standardized options per-lot charges. |
| Deposits and Withdrawals | 4.0/5.0 | Standard Unified Payments Interface (UPI) and Net Banking deposits carry no brokerage surcharge; payout cycles follow defined cut-offs. |
| Range of Tradable Assets | 4.4/5.0 | Supports cash equities, derivatives, mutual funds, initial public offerings, bonds, and fixed deposits. |
| Platform Quality | 4.2/5.0 | Delivers desktop terminal, web interface, and mobile applications with integrated charting indicators. |
| User Experience and Interface | 4.2/5.0 | Functional dashboard navigation with centralized portfolio reporting and ledger views. |
| Account Types & Min Deposit | 3.8/5.0 | Provides standard trading accounts and BSDA accounts with structured maintenance charge tiers. |
| Learning Resources | 3.6/5.0 | Offers fundamental market commentary and technical advisory calls without sandbox paper trading. |
| Service and Support | 3.4/5.0 | Helpdesk assistance provided through phone and email during listed market operation schedules. |
| Overall Score | 4.1/5.0 | Independent score calculated per the deduction model; no regulatory score cap applied. |
The ratings and reviews on this site reflect our independent assessment at the time of publication and do not constitute financial, investment, or trading advice. Broker offerings, fees, and regulatory status may change — please verify directly with the broker before deciding. Monetyra is not a SEBI-registered investment adviser; Indian users should consult a SEBI-registered adviser before making any investment decision.
Safety and Regulation
As a SEBI-registered broker, Swastika Investmart must follow SEBI Regulations, which require it to keep client funds separate and meet strict reporting rules.
- SEBI Registration: No. INZ000192732
- Registers: SEBI
- Exchange Memberships:
- NSE Member ID: 11297
- BSE Member ID: 0942
- MCX Member ID: 35120
- Depository Registration: CDSL (DP ID: 12082500, 12043700) and NSDL (DP ID: IN303833) under SEBI DP Reg. No. IN-DP-115-2015
For Indian retail traders: a SEBI-registered broker gives you access to grievance channels such as SEBI SCORES and Smart ODR, and to exchange Investor Protection Funds (IPF) if a broker is declared a defaulter. Because your shares are held in your own demat account with CDSL or NSDL, they are kept separate from the broker’s own assets. SEBI registration does not guarantee the broker’s performance or protect you from market losses.
Range of Tradable Asset
Swastika Investmart gives you access to market-linked securities and fixed-income products through a single trading account:
- Equity (Cash Market): Delivery and intraday trading on shares listed across the NSE and BSE.
- Equity Derivatives: Index and stock futures and options contracts for hedging and directional positioning.
- Currency Derivatives: Currency pairs permitted for exchange trading by Indian regulatory frameworks.
- Commodity Derivatives: Non-agricultural and agricultural commodity derivative contracts traded on MCX and NCDEX.
- Initial Public Offerings (IPOs): Online equity IPO and follow-on public offer bidding via standard UPI mandate rails.
- Mutual Funds: Access to regular mutual fund schemes across debt, equity, and hybrid asset classes.
- Bonds and Fixed Deposits: Corporate fixed deposits, sovereign gold bonds, and non-convertible debentures.
Futures and options use leverage, which can magnify losses as well as gains. Read SEBI’s risk disclosures for derivatives before you trade.
Deposits and Withdrawals
In this Swastika Investmart review of funding options, you can add money through several payment rails, while withdrawals follow fixed daily payout batches.
| Funding Rail | Transfer Fee | Settlement Window |
|---|---|---|
| Unified Payments Interface (UPI) | ₹0 | Immediate ledger credit |
| Integrated Net Banking | ₹0 | Immediate ledger credit |
| Bank Transfer (NEFT / RTGS) | ₹0 (Broker side) | 2 to 4 business hours |
| Fund Payout Request (Submitted 09:00 AM – 04:00 PM) | ₹0 | Credited after 6:00 PM on same business day |
| Fund Payout Request (Submitted after 04:00 PM) | ₹0 | Credited next trading day after 1:00 PM |
NEFT is National Electronic Funds Transfer, and RTGS is Real Time Gross Settlement.
Source: Swastika helpdesk — withdrawal requests — Verified as of: November 4, 2026
Payout requests are processed only on official bank working days. Under domestic anti-money laundering frameworks, withdrawals are transferred exclusively to the primary bank account registered in the client’s verified trading profile; third-party transfers are strictly rejected.
Pricing and Fees
Our Swastika Investmart review of trading costs shows a traditional percentage structure on cash equities and a standard per-lot fee on equity options. Work out your turnover charges before you trade, especially if you compare intraday brokerage charges and holding costs.
| Segment | Standard Brokerage Rate | Suitable For |
|---|---|---|
| Equity Delivery | 0.30% of turnover | Long-term investors utilizing research advisory |
| Equity Intraday | 0.03% of turnover | Active day traders requiring margin assistance |
| Equity Futures | 0.03% of turnover | Directional derivatives hedgers |
| Equity Options | ₹49 per lot | Derivatives traders managing indexed options positions |
| Currency Derivatives | not stated | Currency market participants |
| Commodity Derivatives | not stated | Multi-commodity exchange traders |
Source: Swastika helpdesk — additional charges — Verified as of: November 4, 2026
Additional transaction levies apply on all trades, including exchange turnover charges, Securities Transaction Tax (STT), SEBI turnover fees, and state stamp duty. The depository participant charge is ₹17 + GST or 0.02% of transaction value (whichever is higher) per scrip debited on sell transactions.
Account Types & Min Deposit
This Swastika Investmart review of account types covers standard accounts and Basic Services Demat Accounts (BSDA) for small portfolios. Reviewing demat account opening charges highlights how annual maintenance fees affect overall portfolio performance over extended holding periods.
| Account Classification | Minimum Activation Deposit | Annual Maintenance Charge (AMC) | Depository Access |
|---|---|---|---|
| Standard Trading & Demat Account | not stated | ₹250 per year + GST | CDSL / NSDL |
| Basic Services Demat Account (BSDA) | not stated | ₹0 (holdings up to ₹4 lakh); up to ₹100 per year (₹4–10 lakh) | CDSL / NSDL |
Source: Swastika helpdesk — account maintenance charges — Verified as of: November 4, 2026
BSDA charges follow SEBI’s current rules: no AMC on holdings up to ₹4 lakh, and up to ₹100 a year for holdings above ₹4 lakh and up to ₹10 lakh. Accounts holding more than ₹10 lakh move to the standard AMC.
Completing mandatory documentation and KYC for demat account verification requires submission of PAN, address verification, bank proof, and in-person verification.
Platform Quality
Swastika Investmart provides client access across web, mobile, and dedicated terminal platforms designed for distinct user requirements.
Swastika Just Trade Mobile App
The primary smartphone application allows traders to monitor real-time quotes, access market depth, track open positions, and place orders across exchanges. The mobile interface incorporates charting tools, watchlists, and direct research call alerts.
Swastika Web Trading Portal
The browser-based trading interface delivers a zero-installation environment accessible from standard desktop browsers. It incorporates technical chart overlays, technical indicators, and account reporting dashboards.
Desktop Trading Terminal
For active intraday traders requiring faster keyboard shortcuts and multi-monitor setups, Swastika offers downloadable executable trading terminal software with keyboard order entry, market depth windows, and custom price alerts.
User Experience and Interface
The user workflow across Swastika Investmart blends traditional full-service advisory support with digital account management. Account creation can be conducted online through digital KYC verification steps or assisted by branch staff across local offices. Understanding the relationship between your trading account vs demat account is essential when reviewing your consolidated equity holdings and transaction ledgers.
Navigation across the digital trading tools is functional, with clear categorization between equity watchlists, derivatives chains, and fund balance reports. If you’re used to minimalist modern apps, the layouts may feel dense, but you get direct access to research reports and back-office statements.
Learning Resources
Market research and trader education at Swastika Investmart center primarily on direct institutional research notes and actionable daily trading strategies.
- Daily Advisory Calls: Morning technical calls and fundamental stock picks distributed across mobile and web channels.
- Market Reports: Pre-market briefing notes, sectoral outlook summaries, and corporate earnings analysis.
- Webinar Sessions: Periodic online knowledge sessions focusing on market trends, derivatives strategies, and economic updates.
- Corporate Blogs: Explanatory articles covering basic investment concepts, exchange guidelines, and IPO reviews.
Service and Support
Client assistance is coordinated through localized branch offices and central digital helpdesk channels:
- Phone Support: Dedicated centralized telephonic customer support line.
- Email Support: Standard ticket routing via helpdesk email.
- When the Market Is Open: Monday to Friday, 8:00 AM – 11:00 PM
- When the Market Is Closed: Monday to Saturday, 10:00 AM – 6:00 PM
- Branch Network: Physical presence across regional commercial hubs for in-person account operations and physical share dematerialization.
Final Thoughts on Swastika Investmart Review
Swastika Investmart follows a traditional full-service model, with multi-exchange access, dual CDSL/NSDL depository services, and research guidance. Its 0.30% delivery and 0.03% intraday brokerage set it apart from flat-fee discount brokers. It may suit investors who value a relationship manager and branch support more than low-cost or algorithmic trading.
FAQs
Swastika Investmart is an Indian full-service stockbroker and depository participant established in 1992, offering trading services across equity, derivatives, commodities, currencies, IPOs, and mutual funds.
Yes, Swastika Investmart Limited is a SEBI Registered stockbroker holding Single Registration Number INZ000192732, with active trading memberships across the NSE, BSE, MCX, and NCDEX.
Standard equity delivery brokerage at Swastika Investmart is 0.30% of turnover, alongside applicable statutory taxes, exchange transaction charges, and depository debit fees.
The depository participant debit charge is ₹17 + GST or 0.02% of transaction value (whichever is higher) per scrip debited from the demat account on equity sell transactions.
Swastika Investmart offers a BSDA (Basic Services Demat Account). Under SEBI’s current rules, a BSDA has no AMC on holdings up to ₹4 lakh. Standard demat accounts incur an annual maintenance charge of ₹250 per year + GST.
Full Disclaimer: This article is prepared for educational and analytical purposes only and does not constitute financial or investment advice. Stock broking services are provided by Swastika Investmart Limited, registered with SEBI (Reg. No. INZ000192732; DP Reg. No. IN-DP-115-2015). Past performance does not guarantee future results. Please read all scheme-related documents carefully before investing.
This article was created with AI assistance and reviewed by our editorial team.